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Private Sale Caravan Loan

Here at Credit One Caravan Loans Finance, we understand the sense of freedom and adventure you get from hooking up the caravan and exploring the open country-side, because we’re enthusiasts too.

We aim to make the process of purchasing a new or used caravan as streamlined and simple as possible for our valued clients so you can spend more time enjoying the beautiful weather while exploring the unparalleled and stunning scenery that Australia has to offer.

Whether you are looking to purchase your caravan through a caravan dealer or from a private seller, Credit One Caravan Loans Finance can provide personalised  finance solutions with affordable repayments and same day approvals.

Prior to purchasing your caravan, it is important to get it inspected by an independent professional to ensure that it is in good condition and can provide you with worry-free motoring for years to come. This is particularly important if you are looking to purchase a private sale caravan.

Purchasing a Private Sale Caravan or Motorhome

If you have found the caravan of your dreams and it is being sold privately, don’t despair – there are many advantages to purchasing a private sale caravan. One such advantage of buying a private sale caravan is that you get the opportunity to speak directly with the previous owner and can ask specific questions about the history of the caravan and receive much more detailed feedback on its condition, any added features and any previous problems it may have encountered. In general, private sale caravans can be cheaper to purchase than dealer caravans as private sale sellers don’t have the overhead costs that dealers incur and can therefore keep their price equitable.

One distinct disadvantage to purchasing a caravan from a private seller is that you don’t get any assurance or warranty regarding the condition of the caravan and unfortunately sometimes things just break down.

What if my private sale caravan breaks down?

There is never a convenient time to break down and generally when you’re taking the caravan out, you are embarking upon a holiday or journey for leisure purposes. What better way to ruin the holiday vibe than to unexpectedly break down on the side of the highway with no other vehicles in sight for as far as the eye can see?

Thankfully Credit One Caravan Loans Finance has you covered! We offer industry-leading Mechanical Breakdown Insurance which covers you anywhere in Australia regardless of the year or kilometres on your caravan for up to 5 years.

breakdown insurance

What is Mechanical Breakdown Insurance for Caravans and Motorhomes?

Traditionally this type of product was only available through dealers on dealer purchased caravans, however Credit One Caravan Loans Finance is able to offer Mechanical Breakdown Insurance not only on dealer caravans but also for private sale caravans. Mechanical Breakdown Insurance covers you against failure of mechanical components such as engine, transmission, differential, electrical system, braking system, drive shafts, CV joints, radiators, optional appliance cover and much more. It can also be included in your affordable, personalised caravan finance monthly repayments for your peace of mind.

Get Free Mechanical Breakdown Insurance for your Private Sale Caravan or Motorhome

Credit One Caravan Loans Finance is currently offering our valued clients free Mechanical Breakdown Insurance for their private sale caravan or motorhomes when purchased using our industry-leading financial solutions. You get the peace of mind you deserve with free Mechanical Breakdown Insurance as well as a tailored finance solution to suit your requirements and budget from the only financial consulting agency to be awarded the prestigious title of Swann Insurance’s ‘Broker of the Year 2015’.

Eligibility requirements

To be eligible to receive this exclusive offer, you simply need to apply for finance for an eligible private sale vehicle of your choice, mention this offer at the time of application and have your finance contract settle prior to 1st February 2016, simple as that.

Why choose Credit One Caravan Loans Finance?

Here at Credit One Caravan Loans Finance we specialise in providing competitive low rates on recreational vehicle finance such as caravans, campervans and motorhomes. We have accreditations with over 30 prime lenders in Australia who we compare on your behalf to get you the best possible finance solution. Our highly-trained financial consultants, who specialise solely in recreational finance solutions are available 7 days a week for your convenience.

Is it hard to get caravan, camper trailer or motorhomes finance? 

The process to apply for finance has never been easier. The professional team at Credit One have been lending to the industry for many years and have a strong relationship with both dealers and financiers. Depending on your financial circumstances you may even qualify for same day approval.

How do you finance a camper van?

Finance for a Camper Van is exactly the same simple process as a caravan or camper trailer and will fit under the same guidelines.

Can you buy a static caravan with bad credit?

When looking to finance any type of asset Credit One has access to over 40 financiers to help you achieve your dream regardless of the asset type. Bad credit is just a speed bump on the way to achieving your goal. Some financiers have a more sympathetic understanding view of people’s current financial circumstances and the reason behind the bad credit.

What credit score do you need for an RV loan?

You can have a credit score as low as 300 and still qualify for a loan. Your credit score will ultimately dictate your credit worthiness. What will be affected by your credit score will be the amount you may have access to, the interest rate being offered by the financier or the term of the loan you are looking for.

Is it better to finance or pay cash for an RV?

Always a good question, this is totally dependant on your personal circumstances and how you want to manage your current cash and financial situation. Borrowing has never been cheaper or easier. At the very least its well worth the effort to check out all options when it comes to funding your purchase.


apply online

Give us a call today on 07 3103 9415 to discuss how we can save you time and money on your caravan purchase, we’re more than happy to answer any questions you may have.

If you have already found the caravan, motorhome or campervan of your dreams or would like to secure your pre-approval prior to deciding which recreational vehicle is right for you, apply online today. Online applications take as little as 60 seconds and one of our friendly consultants will be in contact with you within minutes regarding your application.

For the friendly service, professional expertise and lowest rate finance you deserve, contact Credit One Caravan Finance today to see why more Australian’s choose Credit One.

Compare all the leading lenders in one single location

Call Credit One Caravan Loans Finance on 07 3103 9415
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  • Hi Ellen

    Trent and I would like to say a big thank you for all your help regarding our loans and consolidation

    You were always fast in replying to my many emails and also rang me and keep us informed even outside normal working hours.

    You made things easy for us to understand and it was a stress free process.

    Thank you again I have no problem recommending you in the future to my friends and family.  


    Michelle Blair

    - Michelle Blair

  • Hi

    I am one of your customers and had a settlement today on my new van.

    I am writing to you today to heap praise on Brooke Siebuhr who arranged my loan. She was quite outstanding! Was utterly diligent, informative, professional and most importantly fun! You are very lucky to have her on your team.

    I will refer her and your company to anyone in a similar situation to mine. I wish you, her and your company a prosperous future. You all deserve it.

    - Mark Moody

  • My Finance Consultant Emma was an absolute gem!!

    She was fantastic in helping me with finance to buy a Motorhome.

    I Highly recommend Emma & Credit One!!

    Also Exceptional communication from start to finish.

    I could not of got a set of keys to my dream motorhome without Emmas help.

    Thank you so much.

    5 stars all the way!!

    - Ben Bowditch

  • Dear Emma,

    Karen and I Just wanted to drop you a line to say a huge THANK YOU for the amazing customer service you provided throughout the acquisition of finance for our new Camper Trailer.

    Your attentiveness through out the process from start to finish was second to none. It was refreshing to deal with someone who always answered the phone or returned my call within minutes to answer my (numerous) questions and kept promises with timeframes provided for completing actions.

    I was pleasantly surprised by how fast and hassle free the process was and then even more surprised when we got the approval in less than 24 hours from first talking through our options with you.

    The advise you gave us about the effect of vehicle age on interest rates was great and now we have a brand new Camper Trailer with all the options we wanted and still came in under the repayment budget we had set for a second hand unit.

    With Finance Consultants such as yourself working for Credit One, it's no mystery why you have such great reviews on Google and forums. I would have no hesitation in recommending Credit One to my friends and family.

    Thanks again and best wishes,

    Nathan & Karen Evans

    - Nathan & Karen Evans

  • Thank you Karlene, Ian & not the least Brett.

    Thank you for your efforts you have all worked so hard for me to achieve such an outstanding result.

    A friend of mine said you can now start the next chapter of you life, I said the last chapter.

    We all must have a dream, at close to the age of 69 you have made that dream come true for me.

    Thanks again

    - Gary Arundell - Proud owner of a 2018 Jayco Freedom courtesy of Credit One and Watsons Coffs Harbour

  • Hi Brooke

    Thanks ever so much for working so hard for me to ensure settlement proceeded with relative ease.

    Wishing you a brilliant festive season.

    Oh yes, I will enjoy caravanning once again.

    Thanks once again.

    Kindest regards

    Peter Wright

    - Peter Wright

  • I recently had the pleasure of having Jake from Credit One acquire a loan so my family and I could purchase a new caravan.
    My wife had put in an inquiry, and within the next 30 mins I received a text message letting me know he would be contacting me shortly.  Which he did in very approachable manner. I found Jake to be professional, polite and very efficient at what he does.
    Needless to say because of Jake we now own a new caravan and could not be happier with the efficiency and ease in which the transaction as taken place. A big Thanks to Jake!

    Kind Regards,
    Shaun Allen

    Purchased a Jayco Swan from Prestige Jayco

    - Shaun Allen - Purchased a Jayco Swan from Prestige Jayco

  • Hi Brett,

    Stephen and I would like to sincerely thank you for all the effort and time you put into getting our loan for our new Jayco Caravan approved. it has been our dream to get a caravan and you made this possible. From start to finish you told us what was happening, you were very professional, friendly and honest.

    We cannot thank you enough. Now all we have to do is enjoy our new caravan. Thank you sincerely.

    - Amanda & Stephen McPherson

  • Andrew,

    I was able to pick up my caravan on Friday. After the hand over stage, it was confirmed that paperwork had been received by Prestige Jayco and ok was given to me to hitch the van and be on my way.

    I wish to thank you for your wonderful service Andrew. Your speedy service, and how you kept me informed throughout the process was excellent. No doubt, I will recommend you to anyone who needs finance for a purchase.


    - Jason Holmes

  • I recently purchased a new Jayco caravan. Milena made it too easy for us! We previously had trouble getting finance for a new van but Milena had us approved within an hour! Thank you.

    S.Potter. Jayco Expanda. Brisbane Camperland 

    - S. Potter

  • Thank you! Jake at Credit One has made it a simple process to get finance for my purchase of a Jayco Expanda. Quick result!

    - Marcus Lusty

  • A huge thank you to Brett Murphy for the exceptional service.

    You made the purchase of our camper, painless and easy.

    I would highly recommend you to future customers.

    Thank you!

    Purchased 2015 Jayco Swan from Bayswater Jayco


    - Kylie

  • Thank you Credit One for taking care of the finance for my new Jayco Caravan, I can’t believe how fast and prompt your service was, when I find something I want (as my wife calls me) I'm like a dog with a bone and won’t let it go… I called Credit One and within a few quick my van was funded. They even beat the caravan dealership.

    - Andrew

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