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Private Sale Caravan Loans

Our private sale caravan loans offer predictable repayments and instant ownership with no big upfront payment needed! Perfect for second-hand purchases.

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What is a Private Sale Caravan Loan?

What is a Private Sale Caravan Loan?

A private sale caravan loan is designed specifically for buying second-hand caravans from private sellers. It allows you to spread the cost over manageable repayments instead of paying the full amount upfront.

It works much like a secured loan, where the caravan itself acts as collateral. This helps keep interest rates lower and makes financing more accessible. Once you’ve repaid the loan in full, the security is lifted, and the caravan is officially yours, giving you the freedom to travel on your own terms.

Flexible Caravan Loans for Private Sales

At Credit One, we make it easy to buy the perfect second-hand caravan with a loan tailored to your budget. Whether you're upgrading or buying your first caravan, we’ll work with you to create a finance solution that keeps repayments manageable and stress low.
No matter which model you’ve got your eye on, our expert team is here to help you secure the right loan—so you can focus on planning your next adventure.

Getting a Private Sale Caravan Loan, Step by Step

01

You’ve Found Your Dream Caravan

02

One minute

We’ll recommend a loan based on your finances and the caravan you want.

03

5 minutes

We’ll submit your application and negotiate all the terms for you.

04

1-2 hours

Once the loan is approved, all you have to do is sign and begin making your payments.

Your adventures begin!

Once the lender has paid the seller, you’ll drive away in your caravan.

Buying a Second-Hand Caravan? We’ve Got You Covered

two women relaxing in a converted camper van a camper trailer with adventure gear driving down a rocky slope

Buying a Second-Hand Caravan? We’ve Got You Covered

Whether you're upgrading, downsizing, or buying your first caravan, our private sale caravan loans make the process smooth and stress-free. We’ll help you secure the right finance with competitive rates and flexible terms, so you can focus on planning your next adventure—not worrying about upfront costs.

Why Choose Credit One for Private Sale Caravan Loans

Easy Applications with Fast Approvals

Credit One offers 60-second finance quotes as well as same-day approvals for a caravan loan using our simple, obligation-free online finance applications.

Affordable Caravan Financing

Looking for a caravan loan? Our finance specialists compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstances.

Premium Solutions with Low Fees

Our premium finance solutions incorporate low upfront establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package and the loan term to suit your needs

Award-Winning Services

We provide independent and unbiased service to find the best finance service to find the best finance solution for you. That's why Credit One has been named 'Broker of the Year' three years in a row.

Caravan Finance Specialists

Our expert caravan finance consultants are available seven days a week for your convenience. Call us today on 1300 273 348 or request a callback to learn more about a caravan loan.

Extensive Lender Network

We have established relationships with over 40 of Australia's most trusted lenders, including major banks and lenders not available directly to the general public.

FAQs on Private Sale Caravan Loans

Can I get a loan to buy a caravan from a private seller?

Yes, our private sale caravan loans are designed specifically for purchasing from private sellers. We make it easy to secure the used caravan you want without needing to pay the entire amount upfront.

Is it safe to buy a caravan from a private seller with a loan?

Absolutely! We help ensure that the caravan meets all requirements, including a clear title, so you can buy with confidence from a private seller. Our caravan finance specialists will guide you through the process for a smooth and secure purchase.

What are the benefits of a private sale caravan loan?

A private sale caravan loan gives you predictable monthly payments and lets you spread out the cost over time. This type of loan also means you don’t need to pay dealer prices, giving you more flexibility to find the perfect caravan in the second-hand market.

How is a private sale caravan loan different from a dealership loan?

The main difference is that a private sale loan is tailored for buying from individual sellers rather than dealerships. It works similarly to other secured loans but is designed for the flexibility of private purchases.

What’s required to apply for a private sale caravan loan?

Applying is simple! You’ll need to provide some basic information, like the used caravan’s details, your income, and a few financial details. Our team will handle the rest and help you through each step of the process.

Do I need a deposit for a private sale caravan loan?

Not necessarily! Many of our private sale caravan loans don’t require a deposit, so you can buy your caravan without needing to save up a large sum upfront.

What's it Like to Work with Credit One for Caravan Finance

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