Caravan Finance Brisbane

Queensland boasts some of Australia’s most beautiful coastlines and national parks; the best way to experience the region? By caravan. 

Credit One’s specialist finance consultants are highly experienced in brokering budget-friendly caravan finance Brisbane solutions for a range of outdoor adventure vehicles. Credit One’s caravan finance in Brisbane is the premier option for those seeking a loan for a motorhome, RV, camper trailer, or caravan.

Unlike large financial institutions, we are not bound by a single lender for caravan loans and finance. At Credit One, our brokers have access to more than forty of Australia’s most trusted lenders – including some that are not accessible to the public. That means that our team can get to work securing the best caravan loan in Brisbane to suit your unique requirements.

Our comprehensive caravan finance Brisbane gives caravan buyers the freedom to pay off their loan on more flexible terms. Credit One boasts over 15 years of experience brokering recreational vehicle financing. Discover why we’ve amassed 1,140 five-star Google reviews by experiencing the world-class service of Credit One. Complete an online Caravan Finance Quote with no obligation, or phone 1300 CREDIT (1300 273 348) to talk with one of our friendly consultants in Brisbane.

Brisbane Caravan Finance Frequently Asked Questions

How does Brisbane caravan finance work?

Caravan finance pertains to borrowing money from a financier to purchase a caravan or other recreational vehicle. As a borrower, you’ll only be able to use the funds for that purpose. The total sum borrowed will have interest added onto the repayment amount and will be paid back in regular instalments, weekly or monthly. For an estimate of repayments, see our loan calculator.

Credit One has several options to source caravan finance solutions from. The broad selection of Australia’s top lenders ensures all customers can access more loans to suit a wide variety of financial circumstances. 

Should I finance a motorhome or purchase one outright?

The short answer to this question comes down to the individual financial capabilities of each person. Several different factors will determine the best option for you, whether you purchase or choose to take out a loan. Credit One is a highly rated brokerage firm, not a financial planner, so we will present the best loan options for you but cannot advise whether loaning or buying is the most suitable option.  

After discussing with an independent financial planner and deciding which is the best option, Credit One is here to help. Some of the main factors influencing our customers’ decisions to finance rather than purchase outright include: 

1. Financing does not draw all your money into a single asset. Rather than a lump sum purchase, you will still have money free for other things like savings in case of an emergency.
2. You can consolidate any other debts into a single loan.
3. You will also develop a positive credit history by completing regular, monthly repayments on time.
4. You can enjoy all the benefits of owning a caravan right away.

Why choose Credit One?

Beyond the substantial amount of five-star reviews for caravan finance by Brisbane residents, Credit One offers an approachable, well-informed brokerage service that gets our customers the leisure vehicles they’ve been dreaming of.

Our team takes a consistently diligent approach to all Brisbane caravan finance quotes. Whether it be motorhome, camper trailer, or RV finance, our team will discuss your loan options in-depth, whether it’s a secured or unsecured loan, and provide a variety of solutions that meet your exact needs.

The independent, balanced approach that Credit One takes to brokerage ensures that customers receive the best caravan finance option for their circumstances. Our dedication to providing the most comprehensive service has earned us Broker of the Year for three consecutive years by Eric Insurance.

Our brokerage solutions are accompanied by low-interest rates that repeatedly outperform those offered by the banks, coupled with small initial establishment fees. So, if you’re looking to get out sooner and get your caravan loan secured, you can get an online finance quote in just 60 seconds with the same day approval program. Find it through our easy, obligation-free Online Finance Applications!

What is the Credit One caravan finance process?

Once you have discussed a suitable range of loan types with your broker, the broker will guide you through the seamless process of securing that loan. It looks like this: 

1. You will supply supporting documents to prove your financial position.
2. The broker will conduct an assessment to ensure the proposed loan product meets your financial situation and requirements/objectives 
3. The broker will submit your application to the lender you select on your behalf.
4. The lender will conditionally approve the loan if the application meets their policy requirements.
5. Once approved, you can begin shopping for a caravan using the loan amount or finalise your purchase if you already have something picked out.
6. Once the loan is settled and the purchase made, your loan repayment schedule will commence.

Finally, you will begin with the first payment amount and commence the repayments at the frequency you selected until the total amount is paid off.

How do I know if I’m eligible for caravan finance Brisbane?

Eligibility is formulated after an assessment of your individual financial situation. After contacting our team and discussing your financial circumstances, your broker will evaluate your eligibility and the loan options that our financiers will be able to provide for you. Regardless of your credit history, your caravan loan broker will strive to get the best deal for you. To find out more about your eligibility, get in contact with our team on 1300 272 348. 

What is a secured loan?

A secured loan is one method of caravan finance in Brisbane. It is the most popular type of loan. Its features include:

• Fixed interest for the whole time of the loan
• Fixed rates will lead to a lower rate
• The debtor can make extra repayments
• Low exit costs
• Marginal account keeping fees
• Partial or full funding

Will Credit One broker finance for both used and new camper trailers?

Unlike some of the banks, which will not grant finance for used caravans, Credit One has access to lenders that will do both. We believe that your choice to buy new or old should not exclude you from access to budget-friendly loan programs. There are only a small handful of brokers that offer this sort of caravan finance in Brisbane, and even fewer offering the great rates that Credit One can. 

Keep in mind that the age and condition of the asset are significant factors that will dictate your financing options from the lender. Often the lender will only approve the loan in a period relative to the age of the caravan. So, whilst not impossible to secure finance for a second-hand caravan, purchases of new caravans have lower interest and more flexibility.