Caravan Finance Perth

Western Australia has some of the best landscapes in the Country. Discover the world beyond Perth’s doorstep today with Credit One and the caravan finance Perth residents can depend on.

Credit One’s specialist caravan finance consultants are highly experienced in securing the best possible loans for every financial situation. When you partner with Credit One, you’re partnering with a broker who is a passionate outdoor enthusiast and is understanding of your unique needs and financial situation.

At Credit One, we are specialists in caravan finance. Our passion for the outdoors informs all our brokerage decisions and ensures our customers have peace of mind knowing they are dealing with like-minded individuals. Our options provide more in-depth solutions than those offered by the banks. The team of trustworthy brokers at Credit One deliver the most extensive caravan finance Perth has to offer.

We have years of experience organising the best finance options for all our clients, across all sorts of recreational vehicles, including caravans, motorhomes and camper trailers. Our comprehensive caravan finance offerings in Perth enables you to pay off your chosen loan package on any camper trailer or caravan vehicle in fixed instalments at intervals you select, within a set loan term.

Discover why we’ve got over 1140 five-star Google reviews today! Complete an online Caravan Finance Quote with no obligation, or phone 1300 CREDIT (1300 273 348) to talk with one of our experienced consultants.

Perth Caravan Finance Frequently Asked Questions

Where can I apply for a caravan loan in Perth?

You can apply directly for one of the many caravan finance options online using our form or contacting our team directly on 1300 272 348 to speak with an expert.

We’re passionate about helping Perth residents get out to the great outdoors without the worry of burdensome financial complications. We don’t like unexpected fees and nor do our customers. Our caravan finance Perth service means that you have access to a clear repayment schedule that best meets your needs, with no surprises.

Our brokers will thoroughly assess your application and use this information to develop an understanding of your current financial situation and requirements & objectives. From this, we will utilise our relationships with some of Perth’s top lenders, some of which are not available for loans to the general public, to find you the best option based on where you stand financially. Whether you are looking for an RV, Motorhome, Travel Trailer, Toy Hauler, Teardrop Trailer, or a Pop-Up, Credit One’s team of brokers and finance specialists can find the right loan and finance deal for you.

Am I eligible for a caravan loan?

Eligibility for a loan comes down to several factors. With our understanding of your current financial situation, requirements, and objectives, we will make an assessment as to your suitability for a loan. Credit One will then provide you with clear and informative choices that best fit the loan capabilities of our lending partners.

To find out if you are eligible, give our team a call on 1300 272 348 or fill out the contact form on this page. From there, one of our friendly team members will be in touch to determine whether you are a suitable candidate for a loan and how much you may be eligible to borrow from Credit One’s comprehensive list of lenders. 

What does the approval process look like?

During a chat with a Credit One broker, we will ascertain your individual lending profile and use this to best tailor your lending options. Your friendly Credit One broker will provide information regarding the types of loans, knowledge about unsecured or secured loans on variable terms, rates, fees, and charges as part of providing the best caravan finance Perth has to offer.

Our team takes the same measured approach to all Perth caravan finance enquiries. Whether it’s a caravan, motorhome, RV, or camper trailer finance, our team of brokers will discuss your options thoroughly with you regarding both a secured and unsecured loan. 

The type of loan and features of the loan will be determined by how you choose to manage repayments.

I’ve chosen the best loan option for me, what happens now?

Once your broker has recommended the loan type that is most suitable for your individual circumstances, our team will guide you through the simple process of securing the loan. This process looks a bit like this:

1. Your broker will assess your current financial situation and future objectives
2. You will need to supply some supporting documents to prove your financial situation
3. Your broker will submit your application to the lender of choice on your behalf
4. Once everything is in order, your loan will be conditionally approved by the lender
5. Once your loan has been approved, you can begin shopping or finalise your purchase if you already have something picked out. The agreed-upon loan amount can be used to shop both the new or used market to purchase your Caravan, RV, or Motorhome.
6. Once the loan is settled, your loan repayment schedule will commence
7. If you are purchasing a new motorhome or caravan, your broker can liaise with the dealer on your behalf to organise tax invoice requests and payment from the financier upon collection of your vehicle.

Finally, you will begin with the first amount of your chosen repayment schedule and continue until the total amount has been paid off.

Should I buy or finance my caravan?

Selecting whether to buy or finance your caravan will always come down to your specific financial circumstances and how you choose to handle your personal finances. We continually recommend consulting with an independent financial advisor or personal accountant to aid your decision-making process as to whether leasing or buying a caravan outright is the right choice for you.

Some of the reasons that our customers choose to finance their caravan or motorhome include:

1. Financing does not tie up your cash. When you choose to finance your caravan with Credit One, you still have access to your money when you need it.
2. Financing a vehicle means that you can expand your credit history, which, in turn, can help with getting larger loans later in life.
3. You can finance multiple loans into one, easy to manage loan, which means that you only have to consider a single monthly payment.
4. Financing a caravan means that you have access to it immediately. Instead of putting away money for the next few years, you can buy today and use that same money to fund your repayment schedule.

Ultimately, the decision to buy or finance a caravan comes down to how you choose to handle your finances. If you’re not sure whether to buy or finance, we always recommend speaking with an independent financial planner for further information.

Is it best to buy a new or used caravan or RV?

The decision to buy new or used is entirely up to you. Credit One is amongst only a handful of brokers that can even provide you with the option to finance a new or used caravan or motorhome. Our team is equipped to handle all aspects of caravan loans Perth residents depend on for both new and used vehicles.

It is important to remember that the interest rates applicable to your loan will vary depending on whether you select a new or used caravan or motorhome. New purchases will generally attract a lower interest rate than second-hand counterparts. In most cases, financiers will only permit the loan period relative to the age of the asset.

To better understand your Perth caravan finance options, get in contact with our team on 1300 272 348 or fill out the contact form on this page.

Why call on Credit One for caravan finance Perth?

When it comes to caravan and RV financing in Perth, Credit One will provide you with the best options. Credit One provides our customers in Perth with the best caravan and motorhome financing to make use of the abundance of explorable land in Western Australia.

Our brokers have proudly assisted thousands of residents in securing their dream caravan or motorhome to take the road trip they have always dreamed of. Credit One brokers consider your unique circumstances to find you the best loan on the market at the most competitive rate.

The Credit One team are knowledgeable on all of the hard to understand market insights that allow us to anticipate the best option available to you long before our competitors can. ERIC Insurance has named us ‘Broker of the Year’ for three years in a row for our customer-orientated approach to brokering. It takes just 60 seconds to get your online finance with same day approvals using our simple, obligation-free Online Finance Applications!