Caravan Finance Adelaide

Choose the brokerage caravan finance Adelaide residents trust to hit the open road sooner – that’s Credit One.

Head out on your next adventure sooner with a dedicated team of leisure loan consultants who understand your passion. At Credit One, we are proud to provide the best RV, Motorhome, Travel Trailer, Toy Hauler, Teardrop Trailer, and Pop-Up finance options in Adelaide. Whether you’re looking for something that will help you see Hancock’s Lookout or you’re planning a trip around Australia – our team of brokers are here to make your dream leisure vehicle a reality.

Credit One is not tied to a single bank or financial institution which means that we can shop the lender market to find the best caravan finance Adelaide has to offer. Our team of dedicated brokers have access to more than forty of Australia’s most trusted lenders – including lenders that do not work directly with the public. With competitive finance rates and a team of dedicated brokers on your side, we are confident that we can find a better caravan finance option than any other brokerage in Adelaide.

Discover why our customers can’t stop raving about us and why we have more than 1,000 five-star Google reviews today. Keen to get started but not sure about finances? Use our loan repayment tool to work out what repayments will look like and how affordable caravan finance really can be with Credit One.

Adelaide Caravan & Motorhome Finance FAQ

How do I apply for caravan finance in Adelaide?

To get started on your loan, fill out the contact form at the bottom of this page or contact the team directly on 1300 272 348 to discuss your options.

Applying for a caravan loan in South Australia is simple. Whether you are in North Adelaide, Henley Beach, Kent Town, or Wayville – you will speak directly to a Credit One finance broker.

Our team will ask you some simple questions that will help us to determine your personal lending history, your personal assets, and discuss the type of loan options that are available to you. Finding the Motorhome or RV of your dreams might require some late nights, but when it comes to choosing the best Caravan finance company Adelaide has to offer, there is only one option – Credit One.

How do you determine finance eligibility?

Our team of leisure vehicle brokers will consider your current financial situation and requirements to determine what type of loan you may be eligible for. Using this information, we will lay out your options so that you can make an informed decision about your caravan or motorhome loan.

To determine your loan eligibility status, simply fill out the contact form on this page or get in touch with our friendly team on 1300 272 348. From there, you will speak directly with one of our finance experts who will determine the type of loan and amount that you may be eligible to finance for your next caravan.

What happens when a caravan loan has been chosen?

Once your Credit One broker has found a loan type and amount that suits your current financial situation, our team will guide you through the process for securing the loan.

1. Your broker will review your financial background and objectives
2. We will request supporting documents to prove your finances
3. Your broker will submit your application to the lender on your behalf
4. If everything is in order, your loan will be conditionally approved by the lender
5. Once the loan has been approved, you can begin shopping or finalise your purchase if you already have something picked out. The available loan amount can be used to shop the new or used market to purchase a Caravan, RV, or Motorhome.
6. Once the loan is settled, your loan repayment schedule will commence
7. If you are purchasing a new motorhome of caravan, your broker can liaise with the dealer on your behalf to organise tax invoice requests and payment from the financier upon collection of your vehicle.

Finally, once these steps are complete, you will begin your repayment schedule until the total amount owing has been cleared. The time frame and repayment schedule will be determined based on the type of loan and the amount that you choose to borrow.

Should I buy or finance my caravan?

Buying or financing a caravan will come down to your unique financial circumstances and how you choose to handle your personal finances. We recommend consulting with an independent financial advisor or personal accountant to help you decide whether leasing or buying a caravan outright is the right decision for you.

Some of the reasons that our customers choose to finance their leisure vehicle include:

1. Financing does not tie up your cash. When you lease or finance a leisure vehicle with Credit One, you still have access to your money as and when you need it.
2. Leasing a vehicle means that you can build your credit history which, in turn, can help with getting larger loans down the line.
3. You can finance multiple loans into a single, easy to manage loan which means that you only have to consider a single monthly payment.
4. Financing a caravan means that you can use it immediately. Instead of putting away money for the next few years, you can buy today and use that same money to fund your repayment schedule.

Ultimately, the decision to buy or finance a caravan will come down to how you choose to handle your finances. If you’re not sure whether to buy or finance, we recommend speaking with an independent financial planner for further information.

Should I buy new or used?

Credit one is pleased to offer new or used caravan finance Adelaide residents will love. Our team has experience with finance for new and used RV’s, Motorhomes, Campers, and Caravans. In fact, we are proud to be one of only a handful of leisure brokers in Adelaide that give you the option to buy new or second hand.

The interest rates for new and used vehicles will vary. Factors such as the age, condition, service schedule, and history of the vehicle will all be considered by our brokers when determining the most appropriate finance options. Generally speaking, new purchases will attract a lower interest rate than second-hand leisure vehicles because many financiers will only permit the loan period relative to the age of the vehicle.

Why should I choose Credit One?

Because a jack of all trades is a master of none! At Credit One, we focus on providing the best caravan finance Adelaide has to offer which means that we understand the market and provide the best market options for our customers. Our knowledgeable team will work for you to find the best finance options and present them to you in a fair and unbiased manner.

To learn about your options or book a consultation with our friendly Adelaide Caravan Finance team of brokers, get in touch using the contact form at the bottom of this page or call us on 1300 272 348 today.