Micro Caravans: The Smallest Way to Big Adventures
If you’ve ever thought about getting a caravan but worried about the cost, the size, or whether your car could tow it, a micro caravan might be exactly what you need. These tiny...
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Camper Trailer Financing
With camper trailer financing from Credit One, your dream adventures are closer than ever! With flexible loans tailored to your budget, you can hit the road and start your next adventure sooner.
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Camper Trailer Loans Made Easy
Camper Trailer Loans Made Easy
Owning a camper trailer is easy with Credit One’s affordable and flexible loan options. Whether you’re looking for low monthly repayments or a fast-track to ownership, we tailor financing solutions to suit your budget and lifestyle.
With competitive rates and flexible terms, you’re in control. Choose a loan structure that works for you, from shorter terms for quicker repayment to longer terms for lower monthly costs. Plus, with access to Australia’s leading lenders, we help secure the best deal. Wherever your next adventure takes you, we’ll help make it happen.
Australia’s Trusted Camper Trailer Finance Specialists
Credit One is proud to be one of Australia’s top-rated camper trailer finance providers, helping thousands of happy customers turn their travel dreams into reality. With outstanding reviews and a reputation for exceptional service, we make financing easy, stress-free, and tailored to your needs.
Whether you're setting off on a cross-country adventure, discovering hidden coastal gems, or unwinding by a quiet bushland campfire, we’ll help you finance the perfect camper trailer to take you there.
Camper Trailer Financing Step by Step
01
You’ve Found Your Dream Caravan
02
One minute
We’ll recommend a loan based on your finances and the caravan you want.
03
5 minutes
We’ll submit your application and negotiate all the terms for you.
04
1-2 hours
Once the loan is approved, all you have to do is sign and begin making your payments.
Your adventures begin!
Once the lender has paid the seller, you’ll drive away in your caravan.
Adventure, Your Way
Adventure, Your Way
Your perfect escape is waiting. Rugged coastlines, winding mountain roads, and endless open skies. With a camper trailer, every trip is yours to design, whether it’s a spontaneous weekend getaway or an epic cross-country journey.
We know every adventurer has a unique journey. Whether you're upgrading to a larger trailer for extended road trips or purchasing your first camper trailer, we’re here to provide tailored financing solutions that fit your lifestyle and travel goals.
Why Choose Credit One for Camper Trailer Financing
Easy Applications with Fast Approvals
Credit One offers 60-second finance quotes as well as same-day approvals for a caravan loan using our simple, obligation-free online finance applications.
Affordable Caravan Financing
Looking for a caravan loan? Our finance specialists compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstances.
Premium Solutions with Low Fees
Our premium finance solutions incorporate low upfront establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package and the loan term to suit your needs
Award-Winning Services
We provide independent and unbiased service to find the best finance service to find the best finance solution for you. That's why Credit One has been named 'Broker of the Year' three years in a row.
Caravan Finance Specialists
Our expert caravan finance consultants are available seven days a week for your convenience. Call us today on 1300 273 348 or request a callback to learn more about a caravan loan.
Extensive Lender Network
We have established relationships with over 40 of Australia's most trusted lenders, including major banks and lenders not available directly to the general public.
FAQs on Camper Trailer Financing
How does camper trailer finance work?
Camper trailer finance works much like a car loan. You can choose between a secured or unsecured loan, depending on your needs. A secured loan uses the camper trailer as collateral, often leading to better rates, while an unsecured loan doesn’t require security but may have different terms.
What loan term should I choose for a camper trailer?
The right loan term depends on your budget and financial goals. Shorter loan terms typically mean higher monthly repayments but lower overall interest costs, while longer terms can make repayments more manageable by spreading them out over time.
If you're unsure what works best for you, try our caravan loan calculator to estimate your repayments and see how different loan terms affect your budget. Our team is also happy to discuss your options and help you find a term that fits your needs.
If you're unsure what works best for you, try our caravan loan calculator to estimate your repayments and see how different loan terms affect your budget. Our team is also happy to discuss your options and help you find a term that fits your needs.
Can I finance a camper trailer purchased from a private seller?
Yes! Many lenders offer financing for camper trailers bought from private sellers, but there are usually a few extra steps involved. You may need to provide proof of ownership, a purchase agreement, or an inspection report to ensure the trailer meets lender requirements.
Are older or vintage camper trailers eligible for financing?
Yes, in many cases, you can finance an older or vintage camper trailer, but it depends on the lender’s requirements. Some have age or condition limits, while others may require an inspection or valuation to ensure the trailer is roadworthy and holds its value.
Can I include accessories like awnings or solar panels in the loan?
Yes! Many lenders allow you to add accessories and upgrades such as awnings, solar panels, extra storage, or off-road modifications to your camper trailer loan. This can help you get everything you need upfront without putting extra strain on your budget.
What happens if I want to upgrade or trade in the camper trailer during the loan term?
If you decide to upgrade or trade in your camper trailer before your loan is paid off, you’ll typically need to settle the remaining balance. This can often be done by paying off the loan in full or rolling the remaining amount into a new loan for your upgraded camper trailer.
Are insurance requirements different for a camper trailer loan?
Yes, most lenders require comprehensive insurance for the camper trailer throughout the loan term. This ensures the trailer is protected in case of damage, theft, or accidents. Insurance requirements can vary depending on the lender, so we’ll walk you through what’s needed and help you find the right coverage to keep your investment safe while you’re on the road.
Can I pay off my camper trailer loan early without penalties?
Many lenders allow you to make extra repayments or pay off your loan early without penalties, which can help you save on interest. However, some loans may have early exit fees or restrictions, so it’s always a good idea to check the terms before committing. If paying off your loan early is important to you, let us know, and we’ll help you find a lender that offers flexible repayment options.
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Let our expert consultants compare hundreds of products on your behalf from our exclusive panel of lenders. With access to 40+ of Australia's most trusted and reputable lenders, we will help your business save time and money.
