Micro Caravans: The Smallest Way to Big Adventures
If you’ve ever thought about getting a caravan but worried about the cost, the size, or whether your car could tow it, a micro caravan might be exactly what you need. These tiny...
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Motorhome & RV Finance
We make motorhome and RV finance easy and hassle-free. With flexible loans, competitive rates, and fast approvals, Credit One helps you secure the right financing so you can hit the road sooner.
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Lowest Rate Motorhome & RV Financing
Lowest Rate Motorhome & RV Financing
RV finance gives you the freedom to own your dream motorhome or camper in a way that works for your budget. With secured loan options, your RV serves as collateral, often leading to lower interest rates. If you prefer more flexibility, an unsecured loan allows you to finance your RV without using it as security.
At Credit One, we offer competitive rates on RV loans and tailored repayment options, so you can enjoy the comfort and convenience of RV ownership without a large upfront cost. Whether you're after a brand-new motorhome or a well-loved camper, we’ll help you find the right financing solution.
Fast-Track Your RV Adventure with Credit One
Financing your RV should be as smooth as the open road, and with Credit One, it’s simple and hassle-free. With just a few details about your loan needs and financial situation, we match you with tailored financing options from our network of trusted lenders. We work quickly, with most approvals happening within 24 hours, so there’s no waiting around. We’ve already helped thousands of happy customers across Australia finance their dream RV.
Our Motorhome & RV Finance Application Process
01
You’ve Found Your Dream Caravan
02
One minute
We’ll recommend a loan based on your finances and the caravan you want.
03
5 minutes
We’ll submit your application and negotiate all the terms for you.
04
1-2 hours
Once the loan is approved, all you have to do is sign and begin making your payments.
Your adventures begin!
Once the lender has paid the seller, you’ll drive away in your caravan.
Your Home, Your Journey, Your Adventure
Your Home, Your Journey, Your Adventure
There’s nothing quite like the open road stretching ahead, endless destinations to explore, and the comfort of knowing your home travels with you. Whether it’s waking up to ocean views, setting up camp under the stars, or chasing new horizons at your own pace, an RV or motorhome gives you the ultimate freedom to live life on your terms.
With the RV finance from Credit One, you can turn those travel dreams into reality. What are you waiting for?
Why Choose Credit One for Motorhome & RV Finance
Easy Applications with Fast Approvals
Credit One offers 60-second finance quotes as well as same-day approvals for a caravan loan using our simple, obligation-free online finance applications.
Affordable Caravan Financing
Looking for a caravan loan? Our finance specialists compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstances.
Premium Solutions with Low Fees
Our premium finance solutions incorporate low upfront establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package and the loan term to suit your needs
Award-Winning Services
We provide independent and unbiased service to find the best finance service to find the best finance solution for you. That's why Credit One has been named 'Broker of the Year' three years in a row.
Caravan Finance Specialists
Our expert caravan finance consultants are available seven days a week for your convenience. Call us today on 1300 273 348 or request a callback to learn more about a caravan loan.
Extensive Lender Network
We have established relationships with over 40 of Australia's most trusted lenders, including major banks and lenders not available directly to the general public.
FAQs on Motorhome & RV Finance
What types of RVs and motorhomes can be financed?
Most types of RVs and motorhomes can be financed, including campervans, Class A, B, and C motorhomes, and even custom-built models. If you have a specific vehicle in mind, we’ll help you find the right loan for it.
Can I finance a used RV or motorhome?
Yes! Many lenders offer financing for used RVs and motorhomes, as long as they meet age and condition requirements. We’ll help you explore your options based on the RV you’re considering.
What’s the difference between a secured and unsecured RV loan?
A secured loan uses the RV as collateral, which can mean lower interest rates. An unsecured loan doesn’t require the RV as security but may have different terms and slightly higher rates. We’ll help you decide which option works best for you.
How much deposit do I need for RV finance?
Deposit requirements for RV and motorhome finance vary by lender, but some offer no deposit loans, depending on your financial situation. Having a deposit can lower repayments, but we can help you find a loan that fits your budget.
Can I get pre-approved before choosing an RV?
Yes! Getting pre-approved helps you shop with confidence, knowing your budget and loan options in advance. We can guide you through the process to make sure you're ready when you find the perfect RV to steer you toward affordable loan repayments.
How long does the RV loan approval process take?
We work quickly, and in most cases, you’ll get an approval decision within 24 hours. Some applications may take longer depending on the lender and documentation needed, but we’ll keep things moving as fast as possible.
Are there different loan options for full-time RV living?
Yes! Some lenders offer loan options suited for full-time RVers, with terms designed for extended travel or even business use. Let us know your plans, and we’ll find a loan that fits your lifestyle.
Can I include registration, accessories, or upgrades in a motorhome loan?
Absolutely! Many lenders allow you to bundle extras like registration, insurance, solar panels, awnings, or off-road modifications into your loan. Just let us know what you need, and we’ll explore the best options for you.
What's it Like to Work with Credit One for Caravan Finance
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Free Caravan Buying E-Book
Step by step caravan buying guide reveals everything you need to know about buying a caravan in Australia. Enter your details below to download instantly.
Free Caravan Buying E-Book
Step by step caravan buying guide reveals everything you need to know about buying a caravan in Australia. Enter your details below to download instantly.
Our Trusted Partners
Let our expert consultants compare hundreds of products on your behalf from our exclusive panel of lenders. With access to 40+ of Australia's most trusted and reputable lenders, we will help your business save time and money.
