Choose the Camper Trailer Finance and Loans that Australia knows and trusts – that’s Caravan Loans and Finance.
We are proud to offer leisure loan brokerage options that make getting out of the city and onto the open road easier than ever before. Dealing with Credit One means that you will speak directly to camper trailer and leisure vehicle enthusiasts just like you. Whether you are looking to buy Class Travel Trailer, a Toy Hauler, Teardrop Trailer, or a Pop-Up, our team of brokers can find the right loan and finance deal for you.
Unlike large financial institutions, we are not bound by a single lender. At Credit One, our brokers have access to more than forty of Australia’s most trusted lenders – including some that are not accessible to the public. That means that our team can get to work finding the best camper trailer loan to suit your unique circumstances.
Discover why we have more than 1,000 five-star Google reviews and why our customers come back to us time and time again. Fill out an online form or pick up the phone and dial 1300 272 348 to find out how our brokers can help to get you on the road sooner, with less fuss.
Camper Trailer Finance FAQ
How Can I Apply for Camper Trailer Finance?
You can apply directly online using a form or make a call directly to our passionate team of industry brokers. Because we are staffed by brokers and camper trailer enthusiast, our aim is to make things as easy as possible.
Our team will assess your application promptly and use this time to discuss your personal lending profile, personal assets, and talk you through the lender options for financing your dream camper trailer. While the process of choosing your dream camper trailer may require some late nights trawling through your options – when it comes to finding the right finance, there is only one option – Credit One Caravans Loans Finance.
Am I Eligible for A Loan?
There are a number of unique factors that our brokers will need to consider when issuing your camper trailer finance. The best way to find out if you are eligible for a loan is to fill out the form on this page or get on the phone with our team by calling 1300 272 348.
One of our friendly brokers will help you to assess your situation and determine whether (and how much) you may be eligible to finance.
How Does Camper Trailer Finance Work?
Camper Trailer, Caravan, and Motorhome finance are treated with the same approach. Whether you are looking to tow or drive your home on wheels, our brokers will discuss your options for a secured or unsecured loan.
The Credit One team of brokers will ask you a number of questions, assess your unique lending profile, and provide you with options to take out a secured or unsecured loan on variable terms, rates, fees, and charges. Our team is committed to empowering you to choose the best camper trailer finance for your unique needs.
The type of loan that you choose, and the features of that loan will come down to how you choose to manage it.
What Happens Once You Begin An Enquiry?
- Our broker will speak to you to determine your financial situation, requirements, and objectives.
- You will be asked to provide supporting documents to verify your financial situation
- The application is submitted to the lender
- If everything is in order, your loan will be conditionally approved by the lender
- Once the loan is approved, you can place an order for a new camper trailer. If you are purchasing used, you will now have the freedom to shop the market up to the loan approval amount that is granted
- Once the loan is settled, your repayment schedule will begin
- If you are buying new, your broker can take care of everything with the dealer including tax invoice requests and payment from the financier of the item upon collection
Once these steps are completed, you will settle into the agreed monthly repayment schedule until the item is paid off.
Should I Buy or Finance a Camper Trailer?
The decision to buy or finance a camper trailer will come down to how you prefer to handle your money as well as your unique financial circumstances.
As brokers and leisure loan specialists, we can say with a level of certainty that taking out a loan for a camper trailer has never been easier.
Some of the benefits that our customers enjoy when financing their leisure vehicle includes:
- Cash can be kept aside for a rainy day instead of being placed into a single asset
- Repayments are at record low rates thanks to historically low interest rates
- You build a credit history by completing regular, monthly payments
- Take out a simple, single easy to manage payment
- Lastly – you get to live the lifestyle that you want today!
Ultimately, the decision to buy versus finance should be considered along with your unique circumstances. We recommend speaking to an independent financial planner or accountant for more information.
Should I Buy A New Or Used Camper Trailer?
The decision to buy new versus used is a personal decision. At Credit One, we are proud to be one of only a handful of leisure brokers to provide you with the option to finance new or used camper trailers in Australia.
Interest rates will vary depending on whether you are buying new or used and the age of the trailer will also come into play. Generally speaking, new purchases will attract a lower interest rate than their used counterparts. In some instances, financiers will only allow the loan period based on the age of the asset.
Credit One is pleased to provide new and used finance options for camper trailers. How much you can borrow and the type of camper trailer that you are looking to obtain will ultimately influence whether you choose to buy new or used.
Can I Get A Loan with Bad Credit?
Our team is never one to shy away from a challenge!
If you have a low credit score, a history of bad credit, or (in some cases)have had to declare bankruptcy (discharged bankruptcy), we will still consider your application based on merits.
While it would be remiss to claim that we can provide finance for all applicants, our team of brokers will do their best to exercise a strong association and relationships with financiers to find you a deal. Just because you have been turned down by one lender does not mean that you will be turned down by another. The best way to find out if you are eligible for a loan is to fill out the form on this page or get on the phone with our team by calling 1300 272 348.
