Caravan Finance Victoria

Enjoy all that the great outdoors offers with Credit One. Our competitive options will ensure you can get the caravan of your dreams in Victoria. 

Are you looking to pack up and hit the open road with a new caravan? Or maybe you’re looking for a second-hand caravan to try out some weekend trips? Caravan Loans Finance has you covered either way. Using Credit One’s extensive financier portfolio of over forty lenders, our specialists are sure to match you with a finance option that suits your needs. Credit One provides the caravan finance Victoria resident’s trust.  

When you choose Credit One, you’ll be matched with an outdoor enthusiast that specialises in caravan finance Victoria-wide. We’ll assess your current finance circumstances, your loan requirements, your caravan goals, and finally, your options from our portfolio of partnered lenders.

Unlike the big banks, when you work with Credit One, you’re not limited to one lender with limited finance options. Our brokers work with over forty of Australia’s most trusted lenders and will do all of the leg work in matching your needs with the best deal on caravan finance in Victoria. Our goal is to get you out on the road, faster than you can say caravan loans Victoria.

With over 1,140 five-star Google reviews, Credit One are committed to providing exceptional customer service alongside the best deals in town. To learn more about getting a caravan or camper trailer loan in Victoria, get in touch with our team today with an online Caravan Finance Quote that carries no obligation, or phone 1300 CREDIT (1300 273 348) to talk with one of our experienced consultants.

Caravan Finance Victoria FAQ

How much will caravan finance Victoria cost?

There are typically three costs that your caravan finance program will include:

1. The first cost comes with the establishment fee that will be set by the financier.
2. Secondly, there is a Credit One brokerage fee paid before the commencement of the repayment schedule.
3. Finally, there is the cost of the varied amount of interest paid on the loan.

While not always applicable, there are other costs worth considering, like monthly account keeping fees, early exit costs, transfer costs, etc.

How do I apply for caravan finance in Victoria?

Applying for caravan finance in Victoria has never been easier than with Credit One. Any customer can apply online using the form directly or contact our team directly on 1300 272 348.

After applying online or speaking with a consultant, our brokers will assess your application and use this time to build your current financial character, incorporating any unique requirements and objectives you may have. 

Using your monetary profile, our consultants will engage the services of Australia and Victoria’s most extensive range of top lenders to find you the best option available. 

We’re passionate about helping Victorians get the caravans of their dreams without worrying about complicated financial matters. That’s why at Credit One, we offer a wide variety of options to ensure you can select the deal that feels most right to you.

Can I still get caravan finance with a bad credit rating?

Even with a negative credit rating, you may still be able to qualify for a loan in some respect. Many financial factors can cause a negative credit rating. Every customer with Credit One has a unique financial position, and with that comes different options.

Our relationship with our partnered financiers allows us access to loan options to our clients that they never thought possible. If you’re looking for caravan finance in Victoria, and are worried about your circumstances, get in contact with Credit One, and we will present you with your choices.

Over how long will I be able to finance a caravan, motorhome, or trailer?

General terms for loaning money for an asset is over one to seven years. However, this period is subject to exceptions based on how old the asset is. A new caravan or motorhome will always offer more broad terms than one that is second hand. Credit One is determined to give our Victorian customers the most choice when selecting their finance option.

What happens after I choose my loan?

After you have selected your loan, there are a few final steps before the repayment schedule begins. 

1. You’ll need to present documents that prove your finances.
2. After this, your broker will submit the loan application to the lender on your behalf.
3. Once submitted, the lender will conditionally approve your loan if the application meets policy requirements.
4. After the loan has been fully approved, you can begin shopping for a caravan or finalise your purchase if you already have something picked out.
5. Once the loan is settled, your loan repayment schedule will commence.
6. If you are purchasing a new motorhome or caravan, your broker will liaise with the dealer on your behalf to coordinate tax invoice requests and payment from the financier upon collection of your vehicle.

Finally, you begin the selected repayment schedule until the total amount has been paid off.

Can I finance either a new or old caravan with Credit One?

Yes! Whether you want to finance a new or used caravan, Credit One can broker this loan with a financier.

It is important to remember that your financing options from the lender will be affected if you consider purchasing a second-hand caravan or RV. Buying a new leisure vehicle will have lower interest rates than second-hand ones. There are not many brokers in Victoria that offer this service, and even fewer can still offer such competitive rates. Just another reason why Credit One provides the caravan finance Victoria trusts. 

Why use Credit One for caravan finance in Victoria?

When it comes to financing outdoor leisure vehicles in Victoria, Credit One gives customers the most choice when spending their money. We offer unbiased, knowledgeable advice that will keep your options in perspective. Our brokerage service is budget-friendly, and we work with you to secure your optimal caravan finance solution. We have been named ‘broker of the year’ for three years running by Eric Insurance, and we intend to uphold our fantastic reputation. Credit One’s brokerage is quick, easy, and seamless – making it the top choice for caravan finance in Victoria.