Caravan Finance Sydney

Sydney is the harbour city in the heart of New South Wales’s coastline. Whether you want to go North, South, Or West; go by caravan. Go with Credit One. 

If you are looking for the caravan finance Sydney based explorers trust – look no further than Credit One. Our team can broker the loan for your caravan, motorhome, or RV and get you on the road sooner.

Credit One are determined to find the best loan and finance deals for all our Sydney-based customers. For over two decades, our team has been committed to developing lasting relationships with over forty of Australia’s most trusted lenders. We can provide access to loan options that are more diverse and more budget-friendly than those offered by the big banks. Credit One puts our customer experience first, providing access to loan solutions from financiers not directly available to the public to ensure you have as much choice as possible in your finance option.

It doesn’t matter if you are looking to purchase a new or used caravan. Credit One will facilitate a rapid and hassle-free finance solution, accompanied by a competitive interest rate provided by one of our partners. We will do all the hard work for you in matching your individual financial circumstances to the best options. What defines the ‘best loan’ is different from case to case, and with Credit One, we will take an individual approach to your application and ensure your circumstances are met to give you the best possible outcome.

We will personalise a finance package and the loan term to suit your needs. Our independent and unbiased service has garnered over 1100 five-star google reviews. Not many brokers can claim being named ‘Broker of the Year’ three years in a row by Eric Insurance.

Our Sydney team of finance consultants are available six days a week for your convenience, so give us a call today on 1300 273 348 or begin a quote through our 60 Second Online Finance form.

The Caravan Finance Sydney Application Process

Applying for a caravan loan via Credit One is a straightforward process. Whether you choose to apply through our online quote portal or by giving a member of our staff a call, you will receive the same unbiased and professional advice. Your step-by-step guide to securing your loan looks like:

1. Conducting a brief 20-minute discussion with a broker to analyse your financial objectives and monetary background 
2. The conversation will also discuss loan information and fee expectations.
3. The Credit One broker will then evaluate your financial background and provide budget objectives.
4. You will then provide supporting documents to demonstrate your financial capabilities to repay the loan. 
5. Your broker will then show you the options available from our lenders, and you can choose a solution.
6. Your broker will submit your application to the lender of your choice on your behalf.
7. If the loan is approved, you can begin shopping for a caravan within the budget or go through with the purchase if you have one chosen. 
8. As a borrower, you will only be able to use the loan amount to shop either the new or used market to purchase a caravan or camper trailer approved by the lender.
9. Once the loan has been settled and the caravan purchased, your loan repayment schedule will begin.
10. If you are purchasing a new motorhome or caravan, your broker can liaise with the dealer on your behalf to organise tax invoice requests and payment from the financier upon collection of your vehicle.

Caravan Finance Sydney Frequently Asked Questions 

Should I Purchase or Finance My Caravan? 

There is no right or wrong answer to this question of buying or financing motorhomes. There are several benefits to both options. However, the best option for you will come down to your financial situation and financial capabilities. We are not licensed to give financial advice in this regard, so we recommend you consult with a financial planner to determine which option is best for you. 

Some of the reasons our customers opt to finance their caravan over purchasing outright include: 

1. When you choose to finance your caravan, you will have access to money when you need it, rather than all of your cash being tied up in a single asset. 
2. Financing a caravan allows you to use the caravan or other leisure vehicle straight away. You won’t need to put money away for years to purchase your vehicle. You can instead use that money over time to fund the repayment.
3. When you complete payments on time, you will develop your credit history, which will assist you in getting other loans in later life. 
4. You can consolidate multiple loans into a single loan, paid monthly, which means you will only need to consider one payment. 

Can I Secure Caravan Finance for A Private Sale?

Credit One will broker the finance of your next caravan or motorhome no matter where you purchase it from. That’s all part of the best caravan finance Sydney-wide! If you are looking to buy a second-hand caravan from a private seller, Credit One can broker a financing option through our lending partners. Often this option is not offered when dealing directly with a lender. It is essential to recognise that there are different loan terms in the realm of second-hand purchases, and you will be subject to increased rates. For more information, reach out to a member of our team to understand the altered structure of payment. 

I Have a Low Credit Score – Will I Be Eligible for Caravan Finance? 

Credit One’s team of specialised caravan and leisure vehicle brokers will consider all aspects of your unique financial background when assessing your eligibility. We enjoy a challenge, and we are determined to try and match a loan to all our clients. There is no guarantee there will be a loan option to meet your financial circumstances, but we are confident in our relationships to increase your chances. 

How Can I Calculate my Loan Repayments?

Your Credit One broker will go over all the fine print about loan repayment expectations within your caravan finance option. If you are looking for a quick estimate with more general info, you can use our caravan finance calculator, which gives a brief indication of how much you can afford to borrow on the loan. Remember, this is only an estimate, and the actual figure will be impacted by the amount you borrow and your financial situation.