I can't speak highly enough about Brooke Siebuhr. Brooke has been so helpful and very professional in helping me secure a loan for my new Camper Trailer. No question went unanswered and her speedy service never left me wondering what was going on. No hesitation at all in recommending Credit One and Brooke if you're needing finance for your new camper trailer or caravan. Thanks Brooke.
What Our Customers Say ...
We know that our customers are at the centre of our business, which is why everything we do, we do it with a customer-first approach. See why Credit One has become one of the most trusted and preferred brokers for caravan financing in Australia.
Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!
Shaylah was extremely kind and energetic the whole process of getting the loan and willing to do what it took to get the loan done quickly and with consideration to my needs. Was fantastic to work with and 100% would suggest going through this company.
Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.
Have found my new go to for finance. A very professional team who are very supportive in all step required. Nothing was too complicated and always kept in touch with the process.
Jenny Youl was so good to us, she made things so easy with the paper work and she kept us notified with everything. I think we may have been her longest clients with COVID going on. Thanks Jen.
I’ve dealt with Shaun & Andy for 2 settlements this year and cannot fault the professional service and response time these gents supply. Along with these top quality attributes they also have extremely competitive rates. 5 stars.
Brett Murphy was such a great help and found me the best possible loan that suits me! I definitely recommend using him for all your loan needs! Will be recommending all my family and friends. Thanks again Brett!
I have dealt with Michael a few times now and each time he delivers with fast reliable service. He keeps in touch and knows what he is doing. I would highly recommend him to anyone looking for finance.
Brooke S was an absolute superstar! Nothing was too much trouble, more than happy to go above and beyond expectations and made the whole process simple, pleasant and easy. Highly recommend Credit One to anyone.
Caravan Finance Sunshine Coast
Let the coastline be your only boundary and explore Australia by caravan. Caravan finance on the Sunshine Coast has never been more accessible with Credit One’s caravan loans and finance.
Credit One is the Sunshine Coast’s leading provider of caravan finance, getting more sun-chasers on the road in the caravan of their dreams. With our smooth brokerage service, we’ll ensure that the longest part of the process is how long it will take you to choose your ideal motorhome.
Drawing on our 20 years of experience facilitating caravan and motor home financing for customers, our customer-centric brokerage focuses on matching our customers with their ideal loan options from our partnered financiers. With Credit One, you will have no shortage of choices, as we are partnered with over forty of Australia’s top lenders, including a select few not available to the public.
When you think of Credit One, think of our history of over 20 years of industry-leading service. Our services have earned us over 1100 five-star Google reviews, amongst further national acclaim, being named Eric Insurance’s Broker of The Year for three consecutive years. We put our customers first, and we are determined to help secure them the best loan for your financial circumstances. We work together with all parties, borrowers and lenders and mediate the best outcome for all parties. Credit One is determined to get you out and exploring the Sunshine Coast as quickly as possible.
We encourage prospective borrowers of all financial backgrounds to apply if they are interested in a caravan or other recreational vehicle. We cannot guarantee the success of every applicant but based on the relationships with our partnered lenders, Credit One puts you in the best chance to secure a loan. Call Credit One today on 1300 273 347 to chat with a team member about where you stand or by filling out our no-obligation caravan finance quote online.
Applying for Your Caravan Loan
Starting your caravan finance application takes only 20 minutes. At this time, we will go over your lending profile, current financial situation, any assets or liabilities, and your financial objectives when it comes to your caravan or motorhome. You’ll be made fully aware of the loan terms and applicable interest rates on the loan amount, plus your options for structuring the loan.
When this application has been completed based on your intended loan amount, you’ll need to provide our broker with supporting documentation to support your financial capabilities. For business-related loans, this will include company information.
Getting your hands on the caravan finance Sunshine Coast locals trust has never been easier with the assistance of Credit One. Your broker will be with you every step of the way and keep you informed regarding any administration obligations. The simple process follows as:
- You make your application to Credit One, including all relevant supporting documents to demonstrate financial ability.
- You will be presented with loan options from our partnered lenders by your broker,
- Decide on a lender and the finance option that suits you best.
- Once your caravan finance has been approved, you can either go ahead with a purchase if you have one already selected or begin shopping.
- If you are buying a used caravan, you can let the seller know and organise a collection.
- Repayments will commence once the caravan loan has been settled.
- If you are buying a new caravan, your broker will look after everything with the dealer regarding tax invoice requests and payment from the financier of the unit before collection.
Caravan Finance Sunshine Coast Frequently Asked Questions
Why Should I Finance a Caravan Rather Than Purchase Outright?
Choosing to buy or finance your caravan can be a tricky choice. Caravan loans today have never been easier to access, or cheaper. With national interest rates at an all-time low, it has never been a more perfect time to secure your finance.
- Once you start to complete payments on time, you will then build your credit history, which will assist you in getting other loans in the future at a better rate.
- When you finance your caravan, you will have access to your money when you need it, rather than all your available cash being tied up in a single asset.
- You can consolidate multiple loans into a single loan, paid monthly. Meaning you will only need to consider one payment.
- Financing a caravan allows you to use the caravan or other leisure vehicle right away. You do not need to put money away for years to purchase your vehicle, and you can use that money over time to fund the repayment.
Ultimately, whether you should buy or finance a caravan comes down to your financial situation and how you handle your money. We are not licensed to give financial advice, so we recommend consulting with an accountant or financial advisor.
What Are the Features of a Secured Loan?
The choice between a secured or unsecured loan can be made by you after a conversation with one of our licensed brokers. It will come down to exactly how you wish to manage your loan. Secure loans have the benefits of:
- Fixed interest over the term of the loan
- Lower interest rates when fixed
- Marginal exit costs
- The option to make extra loan repayments
- Lower account keeping fees
- The choice between partial or full funding
- More flexibility and control for you
Can I Finance Both New and Used Caravans?
Absolute, part of what makes Credit One’s caravan finance Sunshine Coast service so attractive is the flexibility of what you can secure a loan for. Some lenders will not offer finance for a second-hand caravan, or purchase from a private seller. However, with Credit One’s brokerage, you can secure a loan from a lender for a caravan, no matter the seller.
Remember that your choice to finance a second-hand caravan will impact your available interest rates. New vehicles will have lower interest rates than those for second-hand caravans or motorhomes. Some lenders will only provide a loan relative to the age of the asset itself, so it is always best to check with your Credit One broker and see how your options look for the purchase you had in mind.
I Have a Bad Credit Rating – Will I Still Be Eligible for Caravan Finance?
Eligibility for caravan finance is influenced by so many factors it is hard to say whether an individual is immediately ineligible based on bad credit. We believe every customer of Credit One can use their unique financial circumstances to their benefit to secure a loan.
We pride ourselves on our well-established relationships with our partnered financiers. We will use these relationships to the advantage of our customers to present loan options they never thought conceivable. If you are looking for caravan finance on the Sunshine Coast and are worried about your credit history, we encourage you to still contact Credit One on 1300 272 348, and we will lay your options out for you.
Apply for your Caravan Finance Online
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