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What Our Customers Say ...

We know that our customers are at the centre of our business, which is why everything we do, we do it with a customer-first approach. See why Credit One has become one of the most trusted and preferred brokers for caravan financing in Australia.

My husband and I have just bought our 1st Caravan and went through Credit One for the finance and spoke to Jenny Youl. Jenny was such a big help to us and nothing was a problem. The communication was fantastic and Jenny was available to help out if I needed anything at anytime. I would highly recommend Jenny and Credit One to my friends and colleagues if needed

Lynette Halliday

I can't speak highly enough about Brooke Siebuhr. Brooke has been so helpful and very professional in helping me secure a loan for my new Camper Trailer. No question went unanswered and her speedy service never left me wondering what was going on. No hesitation at all in recommending Credit One and Brooke if you're needing finance for your new camper trailer or caravan. Thanks Brooke.

Marg Weller

Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!

Courtney Renee

Shaylah was extremely kind and energetic the whole process of getting the loan and willing to do what it took to get the loan done quickly and with consideration to my needs. Was fantastic to work with and 100% would suggest going through this company.

Iachlan Earley

Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.

Katie Andrews

Have found my new go to for finance. A very professional team who are very supportive in all step required. Nothing was too complicated and always kept in touch with the process.

Trace Saunders

Jenny Youl was so good to us, she made things so easy with the paper work and she kept us notified with everything. I think we may have been her longest clients with COVID going on. Thanks Jen.

Amanda Schuman

I’ve dealt with Shaun & Andy for 2 settlements this year and cannot fault the professional service and response time these gents supply. Along with these top quality attributes they also have extremely competitive rates. 5 stars.

Mitch Harris

Brett Murphy was such a great help and found me the best possible loan that suits me! I definitely recommend using him for all your loan needs! Will be recommending all my family and friends. Thanks again Brett!

Joel Sandry

I have dealt with Michael a few times now and each time he delivers with fast reliable service. He keeps in touch and knows what he is doing. I would highly recommend him to anyone looking for finance.

Scott Taylor

Brooke S was an absolute superstar! Nothing was too much trouble, more than happy to go above and beyond expectations and made the whole process simple, pleasant and easy. Highly recommend Credit One to anyone.

Merita Hammond

Caravan Finance NSW

The Caravan Finance that NSW residents turn to for reliable, transparent, and cost-effective motorhome finance options – that’s Credit One.

Choosing Credit One for your next motorhome loan means that you will speak directly with a specialist RV loans consultant who understands your passion. We are proud to specialise in leisure loans that bring you one step closer to the open road. Whether you are looking for an RV, Motorhome, Travel Trailer, Toy Hauler, Teardrop Trailer, or a Pop-Up, our team of brokers and finance specialists can find the right loan and finance deal for you.

Unlike the big banks and dealerships, Credit One is not tied to a single bank or financial institution when finding the best loan for you. We are a brokerage firm with access to more than 40 of Australia’s most trusted lenders – including ones that are not available directly to the public. With better rates than the big banks and a team of dedicated brokers on call ready to help you find the most suitable loan, Credit One is proud to deliver the best caravan finance NSW has to offer.

Find out why we have more than 1,000 five-star Google reviews and why our NSW motorhome finance customers keep returning time and time again. Fill out an online form or pick up the phone and call 1300 272 348 to find out how our brokers can get you on the road faster, with less stress.  

Caravan Finance NSW FAQ

How can I apply for Motorhome Finance in NSW?

You can apply directly for NSW motorhome finance online using the form or contact out team directly on 1300 272 348 to speak with an expert.

Applying for caravan finance in NSW is a breeze. Whether you are in Sydney, Orange, the Central Coast, or the Mid North Coast – you will speak directly with the Credit One team of motorhome finance specialists.

Our brokers will assess your application and use this time to understand your current financial situation and requirements & objectives. They will discuss the most appropriate finance option for your dream motorhome. Choosing your dream RV or caravan may require some late nights and contemplation, but when it comes to choosing the best – Credit One is the only option.

Am I eligible for a caravan loan?

Our brokers will consider your current financial situation and requirements when making an assessment. Our team will provide transparent information that you can use to make an informed decision for your RV or motorhome loan.

To find out if you are eligible, get in contact with our team on 1300 272 348 or fill out the contact form on this page. From there, one of our friendly team members will be in touch to determine whether you are a suitable candidate for a loan and how much you may be eligible to borrow.

What is the process for approval?

The Credit One brokerage team will ask you a number of questions to understand your unique lending profile and provide you with a number of options to take select unsecured or secure loan on variable terms, rates, fees, and charges. The Credit One team is committed to providing the best caravan finance NSW has to offer which means transparency in everything that we do.

Caravan, motorhome, RV, and camper trailer finance are all treated with the same approach. Irrespective of your leisure vehicle choice, our brokers will discuss your options for a secured or unsecured loan. 

The type of loan and features of that loan will be determined by how you choose to manage repayments.

What happens once the loan type is agreed upon?

Once the loan type that is most suitable for your unique circumstances has been recommended by your broker, our team will guide you through the simple process for securing a loan.

  1. The broker will review your financial situation, requirements, and objectives
  2. We request that you provide supporting documents to verify your financial situation
  3. Your broker will submit your application to the lender on your behalf
  4. If everything is in order, you will be conditionally approved by the lender
  5. Once the loan has been approved, funds will become available in an advised timeframe so that you can shop the market up to the approved loan amount.
  6. Once the loan has been settled, your repayment schedule will commence
  7. If you are purchasing new, your broker can take care of everything with the dealer on your behalf. This includes tax invoice requests and payment from the financier upon collection of your caravan, RV, or campervan.

Lastly, you will settle into your repayment schedule until the total amount owing has been paid off.

Should I buy or finance a caravan?

The decision to buy or finance a caravan will come down to your unique financial situation and how you choose to handle your finances.

As brokers, it is our job to find the most appropriate loan for your unique financial circumstances. We will work with some of the top lenders in Australia to find the best possible caravan loan NSW has to offer. Once we have provided you with the best caravan loan option for your circumstances, it is your decision how you choose to proceed.

Some of the reasons that our customers choose to finance their leisure vehicle instead of owning include:

  1. Finance does not tie up cash which means that you can continue your regular saving schedule and have money put away for a rainy day. Nothing is as liquid as cash, so having access to your money when you need it most is always an appealing prospect.
  2. You build a credit history by completing on-time, regular, monthly repayments
  3. You can consolidate multiple debts into a single loan
  4. You get to live the caravan lifestyle immediately!

The decision to finance or purchase a leisure vehicle will come down to your unique circumstances and how you would like to handle your finances. We recommend consulting with an independent financial planner or accountant for further information. You can get started on working out what repayments will look like with our .

Should I buy new or used?

The decision to buy new or used is completely up to you. Our team is equipped to handle finance for new or used caravans in New South Wales. In fact, Credit One is amongst only a handful of leisure brokers that provide you with the option to finance a new or used caravan or RV.

It is important to remember that interest rates will vary depending on whether you choose new or used. The age and condition of your caravan will also be considered when determining your finance options. In general, new purchases will attract a lower interest rate than second-hand counterparts. In some cases, financiers will only permit the loan period relative to the age of the asset.

To better understand your NSW caravan finance options, get in contact with our team on 1300 272 348 or fill out the contact form on this page.

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