Caravan Finance Geelong

Explore the great outdoors in style with Credit One. We provide budget-friendly options for caravan loans.

Ready to discover the beauty of Geelong with the luxury of travelling at your own pace? Credit One are the leading providers of caravan financing in Geelong and Victoria.

When you apply for a caravan loan or finance with Credit One, you will be referred to a specialist caravan finance consultant. We have access to a wide array of lenders that can provide you with a personalised loan to best match your financial situation or financial goals. If you have always had that long road trip at the back of your mind, choose the Caravan finance Geelong specialists with Credit One, we can have you on the open road in no time!

If you apply for a loan through a dealership or a bank, you will only be offered access to a very limited selection of finance options. Through Credit One, however, we go the extra mile. We are a brokerage that knows the needs of our clients; we know the ins and outs of outdoor leisure and want to get your caravan finance happening as quickly as possible. Through our access to more than 40 of Australia’s most trusted lenders we can provide better rates than the banks, and our team of trustworthy brokers at Credit One deliver the best options for every budget.

Discover why we’ve got over 1000 five-star Google reviews today! Complete an online Caravan Finance Quote with no obligation, or phone 1300 CREDIT (1300 273 348) to talk with one of our experienced consultants.

Caravan Finance Geelong FAQ

Am I eligible for a caravan loan?

Our brokers will consider your current financial situation and requirements & objectives to determine whether you will meet lender eligibility requirements. Our team will provide clear and informative choices that you can use to make your own informed decision for your new caravan or motorhome loan.

To discover if you are eligible, check out our caravan loan repayment calculator, get in contact with our team on 1300 272 348 or fill out the contact form on this page. From there, one of our friendly team members will be in touch to determine whether you are a suitable candidate for a loan and how much you may be eligible to borrow from Credit One’s comprehensive list of lenders.

How can I apply for Caravan Finance in Geelong?

You can apply directly for Caravan finance online using the form or contact our team directly on 1300 272 348 to speak with an expert.

We’re passionate about helping Geelong residents get on the road or into the wilderness without worrying about complicated financial concerns. That’s why at Credit One, we offer a wide variety of options in caravan financing that Victorians turn to with confidence, with no fuss.

Our brokers will assess your application and use this time to understand your current financial situation, requirements, and caravan objectives. From this, we will draw on the services of Australia and Geelong’s most extensive range of top lenders to find you the best option available. Whether you are looking for an RV, Motorhome, Travel Trailer, Toy Hauler, Teardrop Trailer, or a Pop-Up, Credit One’s team of brokers and finance specialists can find the right loan and finance deal for you.

Should I buy or finance my caravan?

Selecting whether to buy outright or finance your caravan will come down to your unique financial circumstances and how you choose to handle your personal finances. We always recommend consulting with an independent financial advisor or personal accountant to help inform your decision as to whether financing or buying a caravan outright is the right decision for you.

Some of the reasons that our customers choose to finance their leisure vehicle include:

1. Financing does not tie up your cash. When you lease or finance a leisure vehicle with Credit One, you still have access to your money when you need it.
2. Financing a vehicle means that you can grow your credit history which, in turn, can help with getting larger loans down the line.
3. You can finance multiple loans into a single, easy to manage loan which means that you only have to consider a single monthly payment.
4. Financing a caravan means that you can use it immediately. Instead of saving up for the next few years, you can buy today and use that same money to fund your repayment schedule.

Ultimately, the decision to buy or finance a caravan comes down to how you choose to handle your finances. If you’re not sure whether to buy outright or finance, we recommend speaking with an independent financial planner for further information.

What Does the Approval Process look like?

The Credit One brokerage team will ask you several questions to get the best understanding of your unique lending profile and use this information to provide you with an array of lending avenues to explore. Information on unsecured or secured loans on variable terms, rates, fees, and charges will all be provided by your Credit One broker as part of providing the best caravan finance Geelong has to offer.

Whether it’s caravan, motorhome, RV, or camper trailer finance, all are treated with the same diligent approach. Regardless of your leisure vehicle of choice, our team of brokers will discuss your options for a secured or unsecured loan. 

The type of loan and features of the loan will be determined by how you choose to manage repayments.

So I’ve agreed on a loan, what’s next?

Once the loan type that is most suitable for your unique circumstances has been recommended by your broker our team will guide you through the simple process of securing a loan.

1. Your broker will review your current financial situation change to and future objectives
2. We will request supporting documents to prove your finances
3. Your broker will submit your application to the lender on your behalf
4. If everything is in order, your loan will be conditionally approved by the lender
5. Once the loan has been approved, you can begin shopping or finalise your purchase if you already have something picked out. The available loan amount can be used to shop the new or used market to purchase a Caravan, RV, or Motorhome.
6. Once the loan is settled, your loan repayment schedule will commence
7. If you are purchasing a new motorhome or caravan, your broker can liaise with the dealer on your behalf to organise tax invoice requests and payment from the financier upon collection of your vehicle.

Finally, you will settle into your chosen repayment schedule, until the total amount has been paid off.

Should I buy new or used?

The decision to buy new or used is completely up to you. Our team is equipped to handle finance for both new and used caravans or trailers in Geelong. In fact, Credit One is amongst only a handful of brokers that can even provide you with the option to finance a new or used caravan or motorhome.

It is important to remember that the interest rates will vary depending on whether you choose new or used. The age and condition of your caravan will also be considered when determining your finance options. In general, new purchases will attract a lower interest rate than second-hand counterparts. In most cases, financiers will only permit the loan period relative to the age of the asset.

To better understand your Geelong caravan finance options, get in contact with our team on 1300 272 348 or fill out the contact form on this page.

Why Use Credit One for Caravan Finance Geelong?

When it comes to caravan and RV financing in Geelong, Credit One will provide you with the best options. Finding the best deal has never been easier through following our unbiased, well-informed advice.

Furthermore, our caravan finance service comes at a cost-effective price point that everyone can benefit from. Together, we will find a caravan finance solution that best meets your needs. Each and every one of our brokers possess a comprehensive knowledge of all our partnered lenders and their respective policies, making the application process quick and easy.