Camper Trailer Finance Brisbane

The Camper Trailer Finance That Brisbane hobbyists turn to for market leading rates and unrivalled service – that’s the Credit One difference.

 At Credit One, we are committed to getting you out onto the open road sooner, with less fuss. Partnering with Credit one means that you will speak with hobbyists and enthusiasts just like you. Whether you are looking to get behind the wheel of a Caravan, Camper Trailer, Toy Hauler, Teardrop Trailer, or Pop-up – our team of brokers are ready to make that dream a reality.

As opposed to large financial institutions and banks, Credit One is not bound by one lender or pre-determined rates. Our team of brokers have the freedom to find you the perfect loan from more than forty of Australia’s best lenders – including some that are not available directly to the public. Flexibility within the market means that we can find the best caravan finance Brisbane has to offer – without the run around.

Find out why we have more than 1,000 five-star google reviews from satisfied customers across Queensland and Australia. To get started, fill out the online form below or call our team on 1300 272 348 to find out how we can help you get behind the wheel of your dream caravan or trailer and find the road less travelled.

Brisbane Caravan Finance FAQ

How do I apply for caravan or camper trailer finance in Brisbane?

Simply fill out the contact form at the bottom of this page or phone the team on 1300 272 348 for a no-obligation consultation.

Whether you are in Kangaroo Point, Fortitude Valley, Spring Hill, or West End – you will speak directly with a qualified broker professional. Applying for the best caravan finance Brisbane has to offer has never been easier.

Our team will ask you some simple questions about your current financial situation and objectives, and the type of loan that you are looking to secure to determine the best way forward. Choosing the camper trailer of your dreams may cause a few late nights, however, finding the best camper trailer finance Brisbane has to offer is simple – Credit One.

Will I be approved for caravan finance?

Our team of leisure vehicle brokers will determine the type of loan that you may be eligible for based on your current financial circumstances. Our team will investigate all applicable finance options and put together a customised set of solutions so that you can make an informed decision about your caravan or RV loan.

To find out about loan eligibility, fill out the contact form at the bottom of this page of get in touch with our team on 1300 272 348 to organise a consultation. From there, you will deal directly with our team of leisure vehicle brokers who will determine the type of loan that you may be eligible to receive.

What happens when a camper trailer loan has been chosen?

Once your Credit One leisure vehicle broker has recommended a suitable loan type and amount based on your unique set of financial circumstances, we will then guide you through the process of securing a loan. That process includes:

1. Your broker will review your background and personal finances
2. Your broker will request supporting financial documents to prove your situation
3. Your application will be submitted to the chosen lender by your broker
4. If everything is in order, your loan will be conditionally approved
5. Once the loan has been approved, you can begin shopping or finalise your purchase if you already have something picked out. The available loan amount can be used to shop the new or used market to purchase a Caravan, RV, or Motorhome.
6. When the loan is settled, your loan repayment schedule will commence.
7. If you are purchasing a new vehicle your broker can liaise with the dealer on your behalf to organise tax invoice requests and payments from the financier when your vehicle is collected.

Finally, once all of these steps have been completed, you will settle into a regular repayment schedule until the total amount owing on your loan has been paid off. The duration of your loan and the payment schedules will be determined based on the type of loan that you take out. Your Credit One broker will ensure that the terms and payment schedules are clearly explained.

Is it better to buy or finance a leisure vehicle?

Credit One is not an accountant or financial advisor, which means that we are not in the position to advise how you hand your personal finances. Before taking out a loan, we recommend consulting with an independent financial professional or personal accountant to determine whether buying or leasing is the right decision for you.

Some of the reasons that our customers choose to finance instead of purchase outright include:

1. Financing your leisure vehicle means that you have the ability to save or invest your money and access it when required. Because you do not have capital tied up in a solid asset, you have more financial liquidity which is convenient – particularly in rainy day situations.
2. If payments are completed on-time, you will build a positive credit history which can be used to secure other loans – including home loans, down the line.
3. With Credit One, you can roll multiple loans into a single loan which means that you can manage your leisure vehicle repayments as part of a larger loan.
4. Financing a vehicle means that you can get on the road sooner. Rather than saving for years, you can use those funds to pay off your vehicle and own it sooner with Credit One.

The decision to purchase outright or finance your camper trailer, caravan, motorhome, or RV will come down to your personal financial situation. Credit One is not a financial advisory, so we recommend consulting with a personal accountant or independent financial expert for further information.

Is it better to buy new or used?

At Credit One, the choice to buy new or used is completely up to you. We are pleased to offer finance for new and used RV’s, Motorhomes, Campers, and Caravans in Brisbane. In fact, we are proud to be one of only a handful of leisure brokers in Queensland that you the freedom to shop new or used.

It is important to remember that interest rates will vary for new and used vehicles. Factors such as vehicle age, condition, service requirements, and history will all be considered by our brokers when determining the most suitable finance options for you. In general, new vehicles will attract a lower interest rate than second-hand vehicles because many financiers will only permit a loan period relative to the age of the vehicle. Financiers will consider the age of the vehicle at the beginning and end of the lease period to determine camper trailer finance loan eligibility.