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Caravan Loans Finance | Caravan Loan Options

 

Secured Caravan Loan

With a secured Caravan loan, the caravan is used as security. An amount is lent that is either equal to, less than or greater than the value of the caravan.

 

How It Works

Under a Caravan Loan the financier advances funds to the customer to purchase a caravan.

The customer takes ownership of the vehicle at the time of purchase, and the financier takes an interest in the caravan as security for the loan.

Once the contract is completed, the financier lifts their interest in the caravan, giving the customer clear title.

 

 

Caravan Asset Lease

An Caravan Asset Lease enables the customer to have the use of their Caravan and the benefits of ownership, while the financier retains actual ownership of the caravan.

 

How It Works

The financier purchases the caravan on behalf of the customer, who then pays the financier a fixed monthly lease rental for the term of the lease.

At the end of the lease the customer can either pay a residual on the lease and take ownership of the caravan, sell the truck or re-finance the residual and continue the lease.          

 

 

Caravan Commercial Hire Purchase

Commercial Hire Purchase (CHP) is also known as a Corporate Hire Purchase, Hire Purchase or Offer To Hire, and is often abbreviated as CHP or HP.

 

How It Works

Under a Commercial Hire Purchase (CHP) arrangement the financier agrees to purchase the caravan on your behalf, and then hire it back to you over a set term.

You have use of the caravan for the term of the contract but you are not the owner.

You take full ownership of the caravan at the end of the term when the total price of the vehicle (minus any residual) and the interest charges have been paid in full.

 

 

Caravan Chattel Mortgage

A chattel mortgage is a commercial loan product where the customer takes ownership of the caravan at the time of purchase.

 

How It Works

Under a Chattel Mortgage the financier advances funds to the customer to purchase a caravan, and the customer takes ownership at the time of purchase.

The financier then takes a mortgage over the caravan as security for the loan.

Once the contract is completed, the charge is removed giving the customer clear title to the caravan.

 

 

Apply For Your Loan Online - No Waiting!

Complete and Online Caravan Finance Quote now, without obligation - or phone 1300 CREDIT (273 348) to talk with one of our Specialists.


 


  • My Finance Consultant Emma was an absolute gem!!

    She was fantastic in helping me with finance to buy a Motorhome.

    I Highly recommend Emma & Credit One!!

    Also Exceptional communication from start to finish.

    I could not of got a set of keys to my dream motorhome without Emmas help.

    Thank you so much.

    5 stars all the way!!

    - Ben Bowditch

  • Dear Emma,

    Karen and I Just wanted to drop you a line to say a huge THANK YOU for the amazing customer service you provided throughout the acquisition of finance for our new Camper Trailer.

    Your attentiveness through out the process from start to finish was second to none. It was refreshing to deal with someone who always answered the phone or returned my call within minutes to answer my (numerous) questions and kept promises with timeframes provided for completing actions.

    I was pleasantly surprised by how fast and hassle free the process was and then even more surprised when we got the approval in less than 24 hours from first talking through our options with you.

    The advise you gave us about the effect of vehicle age on interest rates was great and now we have a brand new Camper Trailer with all the options we wanted and still came in under the repayment budget we had set for a second hand unit.

    With Finance Consultants such as yourself working for Credit One, it's no mystery why you have such great reviews on Google and forums. I would have no hesitation in recommending Credit One to my friends and family.

    Thanks again and best wishes,

    Nathan & Karen Evans

    - Nathan & Karen Evans

  • Thank you Karlene, Ian & not the least Brett.

    Thank you for your efforts you have all worked so hard for me to achieve such an outstanding result.

    A friend of mine said you can now start the next chapter of you life, I said the last chapter.

    We all must have a dream, at close to the age of 69 you have made that dream come true for me.

    Thanks again

    - Gary Arundell - Proud owner of a 2018 Jayco Freedom courtesy of Credit One and Watsons Coffs Harbour

  • Hi Brooke

    Thanks ever so much for working so hard for me to ensure settlement proceeded with relative ease.

    Wishing you a brilliant festive season.

    Oh yes, I will enjoy caravanning once again.

    Thanks once again.

    Kindest regards

    Peter Wright

    - Peter Wright

  • I recently had the pleasure of having Jake from Credit One acquire a loan so my family and I could purchase a new caravan.
    My wife had put in an inquiry, and within the next 30 mins I received a text message letting me know he would be contacting me shortly.  Which he did in very approachable manner. I found Jake to be professional, polite and very efficient at what he does.
    Needless to say because of Jake we now own a new caravan and could not be happier with the efficiency and ease in which the transaction as taken place. A big Thanks to Jake!

    Kind Regards,
    Shaun Allen

    Purchased a Jayco Swan from Prestige Jayco

    - Shaun Allen - Purchased a Jayco Swan from Prestige Jayco

  • Hi Brett,

    Stephen and I would like to sincerely thank you for all the effort and time you put into getting our loan for our new Jayco Caravan approved. it has been our dream to get a caravan and you made this possible. From start to finish you told us what was happening, you were very professional, friendly and honest.

    We cannot thank you enough. Now all we have to do is enjoy our new caravan. Thank you sincerely.

    - Amanda & Stephen McPherson

  • Andrew,

    I was able to pick up my caravan on Friday. After the hand over stage, it was confirmed that paperwork had been received by Prestige Jayco and ok was given to me to hitch the van and be on my way.

    I wish to thank you for your wonderful service Andrew. Your speedy service, and how you kept me informed throughout the process was excellent. No doubt, I will recommend you to anyone who needs finance for a purchase.

    Regards

    - Jason Holmes

  • I recently purchased a new Jayco caravan. Milena made it too easy for us! We previously had trouble getting finance for a new van but Milena had us approved within an hour! Thank you.

    S.Potter. Jayco Expanda. Brisbane Camperland 

    - S. Potter

  • Thank you! Jake at Credit One has made it a simple process to get finance for my purchase of a Jayco Expanda. Quick result!

    - Marcus Lusty

  • A huge thank you to Brett Murphy for the exceptional service.

    You made the purchase of our camper, painless and easy.

    I would highly recommend you to future customers.

    Thank you!

    Purchased 2015 Jayco Swan from Bayswater Jayco

     

    - Kylie

  • Thank you Credit One for taking care of the finance for my new Jayco Caravan, I can’t believe how fast and prompt your service was, when I find something I want (as my wife calls me) I'm like a dog with a bone and won’t let it go… I called Credit One and within a few quick my van was funded. They even beat the caravan dealership.

    - Andrew

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