Caravan Loans Finance | Caravan Loan Basics
Credit One Finance specialises in loans for RV's, campervans, camper trailer and motorhomes. We finance Australia wide for all types of recreational vehicles.
- Caravan Loans
- RV Loans
- Motor Home Finance
- Trailer Finance
Why not talk to us today? With more caravan finance options, cheap rates better than the banks can offer and a team of dedicated brokers at the ready, Credit One can have you on the road for your next adventure in no time!.
Why Choose Credit One for your Caravan Finance:
When Dealing with Credit One for your Caravan Finance and Rv Finance, you are provided with the expertise of many years’ experience, personalised service and access to many great options for your situation. We are here to help you through the process from beginning to end whether it be purchasing for the first time or upgrading your existing Camper, Caravan or Rv.
Benefits of using Credit One
- Competitive interest rates and products
- Flexible loan terms from 1 – 7 years
- No obligation quotes
- Wide range of products
- Quick and no fuss service
Caravan Loan Rates Comparison Table - Best Caravan Finance
| Lender | Product Name | Advertised Rate | Comparison Rate | Total Interest Payable | Monthly Repayment |
|---|---|---|---|---|---|
| Credit One | Secured Caravan Loan | 5.89% Fixed | 8.26% Comparison | $5,634 Total interest payable | $593.89 Monthly Repayment |
| CUA | Fixed Personal Loan | 11.99% Fixed | 12.83% Comparison | $10,031 Total interest payable | $667.18 Monthly Repayment |
| Westpac | Unsecured Personal Loan | 12.99% Fixed | 14.01% Comparison | $10,946 Total interest payable | $682.44 Monthly Repayment |
| CBA | Secured Personal Loan | 13.90% Variable | 14.77% Comparison | $11,790 Total interest payable | $696.49 Monthly Repayment |
| ANZ | Variable Rate Personal Loan | 14.69% Variable | 15.55% Comparison | $12,530 Total interest payable | $708.83 Monthly Repayment |
| NAB | Variable Rate Personal Loan | 13.69% Variable | 14.56% Comparison | $11,594 Total interest payable | $693.24 Monthly Repayment |
| St. George | Personal Loan – Unsecured | 14.35% Variable | 15.22% Comparison | $12,210 Total interest payable | $703.50 Monthly Repayment |
Apply For Your Loan Online - No Waiting!
Complete and Online Caravan Finance Quote now, without obligation - or phone 07 3420 7030 to talk with one of our Specialists.
Caravan Loans Finance | Caravan Loan FAQs
Can you get a caravan, camper trailer or motorhomes on finance?
The short answer is Yes, using borrowed money to purchase your dream is fast becoming a great option given the current cost of money. Interest rates have never been better, and you are sure to get a great deal. You get to keep your hard-earned cash for use on other projects while borrowing against an asset. Lending for these types of units is definitely on the increase as buyers capitalise on the great state of the finance market.
Can I get caravan, camper trailer or motorhomes finance with bad credit? (I wasn't sure if we do bad credit ones)
Just because you have had a bad Credit experience does not mean you will not qualify for a loan. There are many financial factors that lead to a bad credit rating. Each and every person presents a different financial position and with that each and every applicant has a different financial position and story to tell. Bottom line, you very well may qualify for a loan but if you don’t ask the question you will never know.
How does caravan, camper trailer or motorhomes finance work?
It’s a very simple process. You have made the decision on the unit and negotiated a cracker price but would like to use borrowed money. Call a Credit One professional who will take your application over the phone. We require relevant application supporting documents. Once received we present your application to the chosen financier tailored to you. Once approved the loan sits and awaits delivery before you start making payments.
What is the best way to finance a caravan, camper trailer or motorhomes?
There are many options once you have decided to use borrowed money to purchase. The very best way to finance is the way that is going to suit your individual needs. Credit One professional brokers will talk you through all the choices and options available. Everything from a full to a partial lend, short to long term, to be used for business or personal use. Flexibility inside a loan is generally always a great option.
How long can I finance a caravan, camper trailer or motorhomes?
There are 2 answers to this question, firstly, the terms offered for borrowing monies on an asset is between 1-7 years. However, there are some exceptions based on the vintage of the unit which may also dictate the term length of the loan. That being said, there are always multiple options when considering lending to both new and vintage vans. A quick chat with a Credit One professional will answer all questions you will have.
How much does it cost to finance a caravan, camper trailer or motorhomes?
There are generally 3 costs which will be included which comes at a cost to you. Firstly there is the establishment fee which is set be the financier, secondly Credit Ones brokerage fee for finding the very best loan for you, thirdly and as expected the interest payable on the loan. Interest rate while important, the associated costs should also be considered ie monthly account keeping fees, early exit costs, transfer costs etc. Usually if it sounds to good to be true then it probably has a reason. The brokerage fee may save you lots by Credit One finding the very best loan for you.
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