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Caravan Loans Finance | Caravan Loan Basics

Credit One Finance specialises in loans for RV's, campervans, camper trailer and motorhomes. We finance Australia wide for all types of recreational vehicles.

  • Caravan Loans
  • RV Loans
  • Motor Home Finance
  • Trailer Finance

Why not talk to us today? With more caravan finance  options, cheap rates better than the banks can offer and a team of dedicated brokers at the ready, Credit One can have you on the road for your next adventure in no time!.



Why Choose Credit One for your Caravan Finance:


When Dealing with Credit One for your Caravan Finance and Rv Finance, you are provided with the expertise of many years’ experience, personalised service and access to many great options for your situation. We are here to help you through the process from beginning to end whether it be purchasing  for the first time or upgrading your existing Camper, Caravan or Rv.


Benefits of using Credit One

  • Competitive interest rates and products
  • Flexible loan terms from 1 – 7 years
  • No obligation quotes
  • Wide range of products
  • Quick and no fuss service

Caravan Loan Rates Comparison Table - Best Caravan Finance

LenderProduct NameAdvertised RateComparison RateTotal Interest PayableMonthly Repayment
Credit One Secured Caravan Loan 5.89% Fixed 8.26% Comparison $5,634 Total interest payable $593.89 Monthly Repayment
CUA Fixed Personal Loan 11.99% Fixed 12.83% Comparison $10,031 Total interest payable $667.18 Monthly Repayment
Westpac Unsecured Personal Loan 12.99% Fixed 14.01% Comparison $10,946 Total interest payable $682.44 Monthly Repayment
CBA Secured Personal Loan 13.90% Variable 14.77% Comparison $11,790 Total interest payable $696.49 Monthly Repayment
ANZ Variable Rate Personal Loan 14.69% Variable 15.55% Comparison $12,530 Total interest payable $708.83 Monthly Repayment
NAB Variable Rate Personal Loan 13.69% Variable 14.56% Comparison $11,594 Total interest payable $693.24 Monthly Repayment
St. George Personal Loan – Unsecured 14.35% Variable 15.22% Comparison $12,210 Total interest payable $703.50 Monthly Repayment

Apply For Your Loan Online - No Waiting!

Complete and Online Caravan Finance Quote now, without obligation - or phone 07 3420 7030 to talk with one of our Specialists.

Caravan Loans Finance | Caravan Loan FAQs 

Can you get a caravan, camper trailer or motorhomes on finance?

The short answer is Yes, using borrowed money to purchase your dream is fast becoming a great option given the current cost of money. Interest rates have never been better, and you are sure to get a great deal. You get to keep your hard-earned cash for use on other projects while borrowing against an asset. Lending for these types of units is definitely on the increase as buyers capitalise on the great state of the finance market.


Can I get caravan, camper trailer or motorhomes finance with bad credit? (I wasn't sure if we do bad credit ones)

Just because you have had a bad Credit experience does not mean you will not qualify for a loan. There are many financial factors that lead to a bad credit rating. Each and every person presents a different financial position and with that each and every applicant has a different financial position and story to tell. Bottom line, you very well may qualify for a loan but if you don’t ask the question you will never know. 


How does caravan, camper trailer or motorhomes finance work?

It’s a very simple process. You have made the decision on the unit and negotiated a cracker price but would like to use borrowed money. Call a Credit One professional who will take your application over the phone. We require relevant application supporting documents. Once received we present your application to the chosen financier tailored to you. Once approved the loan sits and awaits delivery before you start making payments.


What is the best way to finance a caravan, camper trailer or motorhomes?

There are many options once you have decided to use borrowed money to purchase. The very best way to finance is the way that is going to suit your individual needs. Credit One professional brokers will talk you through all the choices and options available. Everything from a full to a partial lend, short to long term, to be used for business or personal use. Flexibility inside a loan is generally always a great option.


How long can I finance a caravan, camper trailer or motorhomes?

There are 2 answers to this question, firstly, the terms offered for borrowing monies on an asset is between 1-7 years. However, there are some exceptions based on the vintage of the unit which may also dictate the term length of the loan. That being said, there are always multiple options when considering lending to both new and vintage vans. A quick chat with a Credit One professional will answer all questions you will have.


How much does it cost to finance a caravan, camper trailer or motorhomes?

There are generally 3 costs which will be included which comes at a cost to you. Firstly there is the establishment fee which is set be the financier, secondly Credit Ones brokerage fee for finding the very best loan for you, thirdly and as expected the interest payable on the loan. Interest rate while important, the associated costs should also be considered ie monthly account keeping fees, early exit costs, transfer costs etc. Usually if it sounds to good to be true then it probably has a reason. The brokerage fee may save you lots by Credit One finding the very best loan for you.


  • Hi Ellen

    Trent and I would like to say a big thank you for all your help regarding our loans and consolidation

    You were always fast in replying to my many emails and also rang me and keep us informed even outside normal working hours.

    You made things easy for us to understand and it was a stress free process.

    Thank you again I have no problem recommending you in the future to my friends and family.  


    Michelle Blair

    - Michelle Blair

  • Hi

    I am one of your customers and had a settlement today on my new van.

    I am writing to you today to heap praise on Brooke Siebuhr who arranged my loan. She was quite outstanding! Was utterly diligent, informative, professional and most importantly fun! You are very lucky to have her on your team.

    I will refer her and your company to anyone in a similar situation to mine. I wish you, her and your company a prosperous future. You all deserve it.

    - Mark Moody

  • My Finance Consultant Emma was an absolute gem!!

    She was fantastic in helping me with finance to buy a Motorhome.

    I Highly recommend Emma & Credit One!!

    Also Exceptional communication from start to finish.

    I could not of got a set of keys to my dream motorhome without Emmas help.

    Thank you so much.

    5 stars all the way!!

    - Ben Bowditch

  • Dear Emma,

    Karen and I Just wanted to drop you a line to say a huge THANK YOU for the amazing customer service you provided throughout the acquisition of finance for our new Camper Trailer.

    Your attentiveness through out the process from start to finish was second to none. It was refreshing to deal with someone who always answered the phone or returned my call within minutes to answer my (numerous) questions and kept promises with timeframes provided for completing actions.

    I was pleasantly surprised by how fast and hassle free the process was and then even more surprised when we got the approval in less than 24 hours from first talking through our options with you.

    The advise you gave us about the effect of vehicle age on interest rates was great and now we have a brand new Camper Trailer with all the options we wanted and still came in under the repayment budget we had set for a second hand unit.

    With Finance Consultants such as yourself working for Credit One, it's no mystery why you have such great reviews on Google and forums. I would have no hesitation in recommending Credit One to my friends and family.

    Thanks again and best wishes,

    Nathan & Karen Evans

    - Nathan & Karen Evans

  • Thank you Karlene, Ian & not the least Brett.

    Thank you for your efforts you have all worked so hard for me to achieve such an outstanding result.

    A friend of mine said you can now start the next chapter of you life, I said the last chapter.

    We all must have a dream, at close to the age of 69 you have made that dream come true for me.

    Thanks again

    - Gary Arundell - Proud owner of a 2018 Jayco Freedom courtesy of Credit One and Watsons Coffs Harbour

  • Hi Brooke

    Thanks ever so much for working so hard for me to ensure settlement proceeded with relative ease.

    Wishing you a brilliant festive season.

    Oh yes, I will enjoy caravanning once again.

    Thanks once again.

    Kindest regards

    Peter Wright

    - Peter Wright

  • I recently had the pleasure of having Jake from Credit One acquire a loan so my family and I could purchase a new caravan.
    My wife had put in an inquiry, and within the next 30 mins I received a text message letting me know he would be contacting me shortly.  Which he did in very approachable manner. I found Jake to be professional, polite and very efficient at what he does.
    Needless to say because of Jake we now own a new caravan and could not be happier with the efficiency and ease in which the transaction as taken place. A big Thanks to Jake!

    Kind Regards,
    Shaun Allen

    Purchased a Jayco Swan from Prestige Jayco

    - Shaun Allen - Purchased a Jayco Swan from Prestige Jayco

  • Hi Brett,

    Stephen and I would like to sincerely thank you for all the effort and time you put into getting our loan for our new Jayco Caravan approved. it has been our dream to get a caravan and you made this possible. From start to finish you told us what was happening, you were very professional, friendly and honest.

    We cannot thank you enough. Now all we have to do is enjoy our new caravan. Thank you sincerely.

    - Amanda & Stephen McPherson

  • Andrew,

    I was able to pick up my caravan on Friday. After the hand over stage, it was confirmed that paperwork had been received by Prestige Jayco and ok was given to me to hitch the van and be on my way.

    I wish to thank you for your wonderful service Andrew. Your speedy service, and how you kept me informed throughout the process was excellent. No doubt, I will recommend you to anyone who needs finance for a purchase.


    - Jason Holmes

  • I recently purchased a new Jayco caravan. Milena made it too easy for us! We previously had trouble getting finance for a new van but Milena had us approved within an hour! Thank you.

    S.Potter. Jayco Expanda. Brisbane Camperland 

    - S. Potter

  • Thank you! Jake at Credit One has made it a simple process to get finance for my purchase of a Jayco Expanda. Quick result!

    - Marcus Lusty

  • A huge thank you to Brett Murphy for the exceptional service.

    You made the purchase of our camper, painless and easy.

    I would highly recommend you to future customers.

    Thank you!

    Purchased 2015 Jayco Swan from Bayswater Jayco


    - Kylie

  • Thank you Credit One for taking care of the finance for my new Jayco Caravan, I can’t believe how fast and prompt your service was, when I find something I want (as my wife calls me) I'm like a dog with a bone and won’t let it go… I called Credit One and within a few quick my van was funded. They even beat the caravan dealership.

    - Andrew

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